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CARP (Comprehensive Automotive Repair Protection) policies are an increasingly popular option for drivers looking to offset maintenance costs without relying solely on traditional insurance coverage. These policies are designed to fill the gaps left by standard auto insurance by providing reimbursement for routine services like oil changes and tire rotations when performed at authorized facilities. CARP policies can be particularly appealing because they often have lower monthly premiums compared to full-service extended warranties.

• AppleCare Plus offers several benefits that extend beyond the standard Apple warranty, but its coverage regarding water damage is a critical point of consideration. The policy includes hardware service coverage for two additional years, up to three years in total, and provides three additional incidents of hardware service compared to the standard AppleCare. However, it's important to note that water damage is generally not covered under these terms. According to Apple's official documentation, "Accidental damage from liquid submersion or solids entering the product" is excluded from coverage. This exclusion means that if your device sustains water damage, even if you have AppleCare Plus, you may still be responsible for the repair costs unless you have purchased additional insurance or extended warranty options.

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